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We deliver superior and effective microfinance banking and advisory services that promote creativity, create employment and empower businesses and individuals.

Tier 1 Savings Account

Saving Account

Features

3.5% Per annum interest on average balance payable quarterly, N300, 000 deposit limits and N50, 000 withdrawal per day

Requirements

2 passport photographs No ID card and no utility bills BVN

Benefits

Esusu Loan on Daily payments advance

Tier 2 Savings Account

Saving Account

Features

3.5% Per annum interest on average balance payable quarterly, N500, 000 deposit limits and N100, 000 withdrawal per day Address verification KYC

Requirements

Means of ID 2 Passport Photographs Utility Bill (recent utility bill not less than 3 months) BVN

Benefits

Esusu Loan on Daily payments advance (DPA) enhance their business

Tier 3 Savings Account

Saving Account

Features

3.5% Per annum interest on average balance payable quarterly, Deposits and withdraw without limits , Can serve as loan account on Esusu Loan, Address Verification, KYC,

Requirements

Means of ID 2 Passport Photographs Utility Bill (recent utility bill not less than 3 months) BVN

Benefits

Esusu Loans on Daily payments advance (DPA) to enhance their business

Pointone Festival Account

Target Saving Account

Features

Must be a tier 3 account or can be upgrade to tier 3 savings account, Frequently withdrawal is not allowed or forfeited interest agreed due to frequent withdrawal., 3.5% interest on average balance payable quarterly, Address Verification, KYC

Requirements

Valid means of identification, 2 Passport Photograph, Utility Bill recent utility bill not less than 3 months, BVN

Benefits

Interest rate, (negotiable)

Pointone Kiddies Account

Special Saving Account

Features

Savings account, The children will not have access to the account until they are 18 years of age, The parents are the signatories to the account until 18 years, The account will be open in the name of the child, The parents can withdraw without limits, also deposit without limits , Address verification, KYC

Requirements

Parents means of identification, Utility Bill (recent utility bill not less than 3 months), 3.5% interest per annum on average balance payable quarterly, Birth certificate of the child, BVN

Benefits

Interest

Pointone Gold Account

Fixed Deposit

Features

Investment in Tenured (fixed deposit), Funds above N1,000,000, For a period not less than 90 days, Negotiable interest

Requirements

Account Holder

Benefits

Attractive Interest

Pointone Kiddies Account

Special Saving Account

Features

Investment in Tenured (fixed deposit), Funds above N100,000, For a period not less than 90 days, Negotiable interest

Requirements

Account Holder

Benefits

Attractive Interest

Personal/Individual Current Account

Current Accounts

Features

Can serve as loan account such as working capital loan 1% maintenance fees Cheque book available for withdrawal Address Verification KYC

Requirements

2 passport photographs Valid means of Identification (NIN) Recent Utility Bill within 3 months 2 Suitable reference forms Minimum opening balance of N5, 000 BVN

Benefits

Loans

Corporate Current Account

Current Account

Features

Can serve as loan account, 1% maintenance fees, Cheque book available for withdrawal, Legal Search fees, Address Verification, KYC,

Requirements

Certificate of incorporation/registration, Form CO2/Form CO7, Memorandum of association of the company, Tax Identification number (TIN), Company seal for Limited Liability Company, Board resolution on company letter head, 2 passport photographs for signatories, Valid means of Identification (NIN) for both directors and signatory to the accounts, 2 Suitable reference forms, Minimum opening balance of N15, 000, SCUML Certificate for object require Scum Lie Scuml mable object, BVN of all director and signatories,

Benefits

SME Loans , Working capital, LPO finance

Salary Account

Current Account

Features

Current accounts/Savings account, 1% maintenance fees for current account, Can serve as loan, Address verification, KYC

Requirements

Introduction letter from employer , 2 passport photographs, Valid means of Identification (NIN), Recent Utility Bill within 3 months, 2 Suitable reference form to be filled in case of current account

Benefits

Loans (Staff loan) Salary Advance

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